Guide to the Marketplace

THE MARKETPLACE

If you don’t have health insurance through a job, Medicare, Medicaid, the Children’s Health Insurance Program (CHIP), or another source that provides qualifying coverage, We can help you get covered.

If you have job-based insurance: You can buy a plan through the Marketplace, but you’ll pay full price unless your employer’s insurance doesn’t meet certain standards. Most job-based plans do meet the standards.

If you have Medicare: You can’t switch to Marketplace insurance, supplement your coverage with a Marketplace plan, or buy a Marketplace dental plan.

What you pay for insurance depends on your income based on your estimated expected income for 2016, CareParrot can help you calculate your estimated savings using our quote engine, we can determine if you qualify for:

  • Premium tax credit that lowers your monthly insurance bill

  • Save on out-of-pocket costs like deductibles and copayments

Plans are offered by private insurance companies with a range of prices and features. All plans cover:

  • Essential health benefits

  • Pre-existing conditions, including pregnancy

  • Preventive care

  • Dental health plan is optional

is a free or low-cost coverage to millions of people and families with limited income, disabilities, and some other situations.

Many states are expanding Medicaid to cover all households below certain incomes. Use our free quote engine to see if your income is in range to qualify.

Your children may qualify for CHIP even if you don’t qualify for Medicaid.