Frequently asked questions about Health Insurance

Military Veterans

See if you're enrolled in the ff: TRICARE or the Veterans Health Care program, VA Civilian Health and Medical Program (CHAMPVA) or Spina bifida health care program. If you are, you don't have to make any changes since you're considered covered under the heath care law.

If you're not enrolled in any Veterans Care program, feel free to use our quote engine and find plans that suits your needs. For more information please visit

If you're enrolled in (or are a beneficiary of) any of the programs listed below, you’re considered to have qualifying health coverage under the health care law. This means you don't need to get additional coverage.

  • Veterans health care program
  • VA Civilian Health and Medical Program (CHAMPVA)
  • Spina bifida health care benefits program

For more important information on veterans and the Affordable Care Act, visit the Department of Veterans Affairs website.
www.va.gov/health

If you don’t have health insurance, you won't have to pay the fee that most other people without health insurance must pay. To get a health coverage exemption from paying the fee, you’ll need to claim the exemption when you file your federal income tax return or fill out an exemption application and mail it to the Marketplace. Learn how to apply for this exemption. Indian Health Services and Marketplace insurance.

Depending on your household size and income, you may be able to get lower costs on monthly premiums and out-of-pocket costs on private insurance. Or you may qualify for free or low-cost coverage through Medicaid or the Children's Health Insurance Program (CHIP).

If you don't have health coverage, you may have to pay a fee.

If your dependents aren't covered

If you're a veteran enrolled in (or are a beneficiary of) a VA health care program, you may have dependents who aren’t eligible for a VA health care program. They can get coverage through the Health Insurance Marketplace.

Depending on household size and income, they may get lower costs on monthly premiums or out-of-pocket costs. Or they could be eligible for free or low-cost coverage through Medicaid or the Children’s Health Insurance Program (CHIP).

Like others, if they don't have health insurance coverage, they may have to pay a fee.