Frequently asked questions about Health Insurance


Careparrot ensures that same sex spouses are offered the same coverage, premium tax credits and out of pocket costs - as opposite-sex spouses would receive. As long as the couple is married in a jurisdiction with legal authority to authorize the marriage.

This is regardless of the state where the insurance company is located or where the couple lives.

The Marketplace also treats married same-sex couples the same as married opposite-sex couples when they apply for premium tax credits and lower out-of-pocket costs on private insurance plans. This is true in all states.

In most cases, a married couple has to file a joint federal tax return to be eligible for a premium tax credits and other savings on a Marketplace plans. Learn about the limited exceptions to the joint-filing rule.

When you apply for coverage in the Marketplace, you’ll be asked if you’re married. If you and your spouse plan to file a joint federal tax return for 2016, select “yes.”