Frequently asked questions about Health Insurance

Under the age of 26

If your parent's health insurance plan covers dependents, you usually can be added to their plan and stay on it until you turn 26.

Job-based plans: Your parent can add you to their insurance during the plan's yearly open enrollment period or during a Special Enrollment Period. Your parent should check with their employer's benefits department for details. Plans bought through the Health Insurance Marketplace: When a parent applies for a new plan in the Marketplace,

They can include you on their application. They can add you to an existing Marketplace plan only during the yearly Open Enrollment Period or a Special Enrollment Period.